Payment Policy
OVERVIEW
Thank you for shopping with Lucky Snacks! We strive to provide a secure and straightforward payment process for all of our customers. Please review the following payment policy before completing your purchase.
PRICING INFORMATION
Product prices listed on the website are current. While every care has been taken to label the products accurately, errors in data entry and updating may occur. Lucky Snacks reserves the right to cancel the order in case a transaction has been made where the price indicated was not the correct price. In the rare event that happens, we will give a full refund of all money received from the customer. Lucky Snacks may, at its discretion, either contact you for instructions or cancel your order and notify you of such cancellation. Pricing for products may be different on the website or from prices available in Lucky Snacks. Prices are subject to change without advance notice.
All prices on this web site are given in Indian Rupees. For international cards used on the site, the bank's applicable exchange rate and charges will apply. We have no jurisdiction on this and any disputes or queries on exchange rates and bank charges need to be directed to the bank or institution that issued your card or payment instrument.
All orders are acknowledged at current pricing. We will bill at price in effect at the time of receipt of money and raising of an invoice. Our products are liable for taxes, as applicable in India.
PROMOTIONAL CODES
Promotional codes are limited in nature and may expire or be discontinued with or without notice. Promotional codes are void where prohibited by law. Promotional codes may not be copied, sold, or otherwise transferred. They are not redeemable for cash and are subject to cancellation or change at any time for any reason without notice. We reserve the right in our discretion to impose conditions on the offering of any promotional code.
GST CHARGES
GST is a single tax on the supply of goods and services that is levied on every value addition (through production and services) and is added to a product’s sale price. GST has to be borne/paid by the ultimate consumer of the product or service. If your order is fulfilled on or after July 1st 2017, GST will be applicable on your orders. GST subsumes all other taxes like Excise duty, VAT, Entry tax etc.
Following rules will govern whether or not additional GST will be applicable on the products purchased by you:
GST applicability:
- For a product
- if the fulfilment is done on or after July 1st, 2017 and
- if the order is placed before 15th November, 2018, and
- total discount percentage is more than 19% of MRP, then GST may be collected from customers in addition to product price, post discounts. The discounts include those resulting from special offers such as Buy 1 Get 1 and similar offers.
- For a product, if the order is placed on or after 15th November 2018, the discounted prices displayed on the Website shall be inclusive of all taxes, including GST.
GST amount: If applicable, the amount of GST collected from customer depends on category, for example:
- Namkeen, Dryfruit: Max 12%
- Cookies, Chocolates: Max 18%
- Mithai, Khakhra: Max. 5%
- Gift Items: Max 18%
On and from 15th November, 2018, the discounted prices displayed on the Website shall be inclusive of all taxes.
PAYMENT FAILURE
Please retry making the payment after ensuring that the information entered is accurate, including all account details, billing addresses, delivery addresses and passwords. If your payment is debited from your account after a payment failure, it will be credited back within 7-10 days, after we receive a confirmation from the bank.
REFUND OF GST AMOUNT ON CANCELLED / RETURNED PRODUCT
If you return the product, the applicable GST amount will also be refunded into the source account selected at the time of return initiation. However, no refunds of GST shall be made in relation to shipping charges collected from the consumer under Lucky Snackss shipping policy.
PAYMENT SECURITY
Transactions on the website are protected by SSL (Secure Sockets Layer) and Secure Data Encryption using a 1024-bit process. Any information you enter when transacting with the webstore is sent in a Secure Socket Layer (SSL) session and is encrypted to protect you against unintentional disclosure to third parties. This is an assurance that it follows the best security practices adopted by major online vendors where all payments are processed in real-time for your security and immediate peace of mind. Credit card and Debit card information is not stored by us and is not taken by us. This information is taken directly by the payment gateway provided who is authorised and is compliant with the regulations and requirements of various banks and institutions and payment franchisees that it is associated with.
ACCEPTED PAYMENT METHODS
We accept the following payment methods:
- Credit/Debit Cards: Visa, MasterCard, American Express, Discover
- Digital Wallets: PayPal, Google Pay, Apple Pay
- Bank Transfers: Available upon request
- Buy Now, Pay Later: Available through applicable provider, subject to approval
- Gift Cards: Redeemable on our website
PAYMENT PROCESSING
All payments are processed securely using Razorpay. We ensure that your payment information is encrypted and handled with the highest level of security.
Once your payment is successfully processed, you will receive an order confirmation email along with your payment receipt. If there are any issues with payment authorization, we will notify you via email and assist you with resolving the issue.
BILLING INFORMATION
You agree to provide current, complete, and accurate billing information for all purchases made on our site. Failure to do so may result in delays or cancellations of your order.
We reserve the right to refuse any order due to billing discrepancies or issues with payment verification.
CURRENCY
All transactions on our website are processed in [Ruppes]. If you are using a credit or debit card from a different currency, your card issuer may apply additional conversion fees.
REFUNDS AND CANCELLATIONS
Please refer to our Refund Policy . for detailed information regarding refunds and order cancellations.
In case of a refund, the amount will be credited back to the original payment method. Refund processing times may vary depending on your financial institution.
FAILED TRANSACTIONS
If your transaction fails, please check your payment details and try again. If the problem persists, contact your bank or our customer service team at luckysnacks59@gmail.com / 8169348936 for assistance.
TAXES AND DUTIES
Any applicable taxes, duties, or import fees are the responsibility of the customer and will be calculated at checkout where required. International customers are responsible for ensuring compliance with any local tax regulations.
CONTACT US
For any payment-related inquiries, please contact our customer service team at luckysnacks59@gmail.com / 8169348936 . We are happy to assist you with any questions or concerns you may have.
Thank you for choosing Lucky Snacks!